© Copyright 2020 Bendigo and Adelaide Bank. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. Lenders Mortgage Insurance (LMI) may apply. At Home Loan Investment Bank, FSB we offer competitive Certificates of Deposit (CD) to help you meet your dreams. *Annual Percentage Yield (APY) effective as of the date and time of your site visit and subject to change thereafter. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. You should consider whether it is appropriate for your situation. Rates are for new business and may differ for existing customers. © 2020 Home Loan Investment Bank. Different terms, fees or other loan amounts might result in a different comparison rate. Home Loan comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. Open an account online or call us today for details, (401) 732-1991. At Home Loan, we aim to make your banking experience as convenient as possible...use our services below to get started today. Personal; Bank accounts Everyday/savings accounts & term deposits; Credit cards Low interest rate, rewards frequent flyer & platinum; Home loans Investing, refinancing & buying property; Personal loans Debt consolidation, buying a new or used car, renovations and more; Insurance Home, life, mortgage and car insurance; Investing & super Investing, advice, super, retirement & ANZ Share Investing **Minimum daily balance required to open an account and earn the disclosed interest rate. Lenders Mortgage Insurance if you are borrowing more than 80% of the value of your property) have not been included in these calculations. Substantial penalties for early withdrawal. 2 Connect Package Home Loan interest rates are made up of the applicable interest rate, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off. Information on this page can change without notice to you. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. These accounts allow you to save money at a guaranteed interest rate over a specified period of time. A good home loan comparison starts with a careful look at interest rates. The repayments quoted for fixed interest rates are only applicable for the duration of the initial fixed rate period. *Member Package annual fee of $395 applies. The repayments quoted in this calculator are based on the inputs that you have populated and should be used as a guide only. These accounts allow you to save money at a guaranteed interest rate over a specified period of time. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. There may also be an option to split the home loan, so a portion is charged at a variable interest rate and the rest at a fixed interest rate. At the time of writing, the 1-month SIBOR is about 0.40%, lower than the current FHR 24 of 0.900%. The interest rate is the key component on any home loan. 10 The variable interest rates displayed are based on the applicable Loan to Value Ratio (LVR).

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